- Identified and estimated the risks bound to credit protfolio. - Participated in credit risks assesment. - Realized diverse analyses by identifying trends and\or under performances of credit portfolio which can represent risks of losses. - Proposed action plans to be led by concerned departments according to cases. - Examined the justification of decisions for downgrading or redeployment accounts according to their evolution. - Maintained respect of standards and procedures regarding credit practices.

- Focused on driving PSI activities towards sustainability and increasing access to family planning and prevention services throughout Haiti – Products: PANTE, PILPLAN, CONFIANCE, SEL LAVI. - Worked closely with the Sales & Marketing division to aggressively expand revenue opportunities. - Developed and Piloted a Security Plan, and designated Security Focal Point for HQ/DC, UN, US/Embassy-RSO, PNH, OSAC committee, Private Security Companies. This security plan includes : o Incidents management, communication plan, evacuations plan, buildings & houses safety - Provided strategic input for a significant free distribution bed net campaign in Haiti, up to 3 millions. - Improved the Procurement and Logistics Unit by ensuring application of PSI standards, stock control and fleet management, as well Supply Chain management, Admin & HR and IT system. - Created and piloted a secured web-based system resuming all procurement steps - since requisitions creation to payment of providers/vendors, as well in receiving goods. - In partnership with the Finance Team, monitored cash flow and expenditure against budgets/activities vs. business plans and ensured corrective action as needed. - In collaboration with Sub-recipients and Ministry of Health, ensured regular on-site supervision of activities, branches and accredited networks. - Conducted audit progress tracking and assessment for Haiti platform before Global Internal Audit. - Motivating, coaching, training and continuously setting and reviewing performance targets for the Operations Team in regard to the performance and learning approach. - Maintaining and developing partnerships with related organizations and stakeholders (particularly government – Ministries of Health-Finance-Interior-Police) in accordance with PSI’s strategy. plan, medical emergency plan, operational risk management.

- Created and piloted an improved strategy development process, supported CEO and Executive Planning Committee in leveraging new process to deepen organizational commitment. - Conducted space-yard design to reduce total cost of operations by 15%, including lower-cost materials, energy efficient lighting, and higher quality of safety. - Merchandising group sourced and launched space planning and back office software to enable partners, maritime agencies to maximize gross profit per square foot. - Evaluated each asset in the portfolio, recommended exit and growth plays to build value and satisfy market and profit expectations – by maximizing also space in existing yard. - Integrated the independent-transport-storage-marketing supply chain to optimize enterprise value. - Reorganized fleet card activity, trucks and top loaders, boosting terminal’s performance in term of delivery of container - on a daily basis. Surpassed competition in average 35% range. - Supervised the overall activities of the terminal, led the administration and compensation plan for employees, Staff Loan, cost control, local and international procurement / purchasing. - Improved controls and reduced costs by replacing inadequate and obsolete IT system for garage supervision (parts stock and budget), validation of all fuel requests for operators & drivers - ensuring diesel supply for main tank & strategic tank reserve - organized all logistics activities for vessels stevedoring - participated in preparation of operating procedures regarding international standards.

- Defined and enforced policies and procedures of credit - established and monitored annual objectives. - Presented Actions Plan in Management Committee. - Conducted training sessions in different credit aspects. Supervised and evaluated staff. - Determined credit limits per customer/client. Managed Claims and Litigation (customers). - Determined the profitability of Credit Portfolio. Optimized the financial return of the Portfolio. - Accelerated reimbursement - cash flow. Analyzed the recovery of defaulting cases (customers). - Analyzed cost of management raises compared to savings in financial expenses and unpaid bills. - Prepared and follow the Dashboard of the Unit. Oversaw and supervise analysts and credit officers. - Prepared performance reports - Analyzed financial statements of corporate requestors. - Managed files and applications in reviewing limits of Corporate and Platinum customers. - Presented files to internal Credit Committee and/or to Executive Board. - Determined and assessed risk of global credit portfolio expressed in USD & HTG currencies. - Found new prospects / customers. Promoted other products of the bank.

- Greet and inform clients on financial opportunities. - Increased the loan portfolio (existing and new clients). - Focused on the profitability of the bank by cross selling. - Satisfy the customer by offering alternatives and solutions. - Prepared financial and forecast analysis by reporting summary of clients. - Visited clients to assess their financial position - enterprise and identified, then addressed any significant change on their performance. - Presented issues to Council Board or to Executive Credit Committee. - Respected the revision dates of credit files as requested. Followed up on fees to be collected at loan disbursements. - Obtained and updated credit documentation and collateral/guarantee. - Ensured the confidentiality of documents and credit guarantees. - Monitored daily portfolio report - disbursements and repayments, and arrears, in a way to identify signs of client deterioration. - Complied with Bank procedures and standards of the central bank BRH. Participated in client’s education about procedures and prudential norms of BRH.

- Participated in updating the company’s data. - Prepared accounts receivable and commission by street or sector for customers agents. - Analyzed need of treated water for numerous public institutions.