This is a procurement of professional services to develop and adapt an application software for a credit management tool, to be implemented in Haiti.
Haiti Accessible Finance Activity, (Finance pour Tous in French,) implemented by World Council of Credit Unions (WOCCU) and funded by the United States Agency for International Development (USAID), is seeking the services of a qualified Consultant experienced in technology infrastructure and programing, with a background in financial management tools, to develop a credit management tool and adapt it to the Haitian credit unions’ context. This management tool will help credit unions improve their credit analysis and management systems. Specifically, this credit application software will be adapted to mobile devices to enable the collection of credit information data in the field.
This credit application software should include the following specifications:
• Credit management through functionality on computers and mobile devices (tablets, smartphones)
• Registration of mandatory information data to open credit applications for individuals
• Registration of mandatory information data related to co-signees (guarantor, joint debtor)
• Registration of geospatial data of enterprises or individual residences
• Creation of members’ financial profiles
• Calculation of members’ capacity to repay loans
• Management of information related to purchase and sales
• Issuance of financial statements and calculation of ratios
• Production of comparative financial statements covering the last 5 credits granted to members (balance sheet and statements of revenues and expenses)
• Risk assessments to granting loans
• Calculation of costs for loan applications (fees, interest rate)
• Allocation of scores to members

Development of a credit management tool to be adapted to the credit union's context.

The credit application software will be used for different types of loans: housing, commercial, agriculture, consumer. The credit application software must be edited in French.
Scope of Work
In developing and adapting the credit application tool, the Consultant will be responsible for:
• Assisting the Accessible Finance team and designated Senior Credit Officer from a credit union with:
o Creating and adapting the credit application software
o Working in close collaboration with the beneficiaries
o Documenting and transferring knowledge related to the application software
Period of Performance
The period of performance for this scope of work should not exceed December 31st (timing is pending donor approval).
Location
Remotely, homebased.
Methodology and available resource materials
The Accessible Finance Team and its partners will provide the Consultant with necessary documents and guidance on data sources. The Consultant is also expected to identify and solicit additional information and resources from partner organizations, as appropriate.

Experience in technology infrastructure and programming with background in financial management tools.

Composition of Proposal: Your proposal should comprise the following submission
documents. Submission of Relevant Experience and Work Plan and Excel format are acceptable.

a. Cover Page (Optional, not included in page limit)
b. Relevant experience (1 Page Maximum), per qualifications highlighted below
c. Work Plan, including (2 Pages Maximum):
d. Cost Proposal (No Page Limit)
Selection Criteria
Consultant qualifications include:
• Experience with technology infrastructure and programing
• Knowledge and experience in developing financial management tools
• Knowledge and experience in developing credit management tools
• Excellent skills in training and transferring knowledge
• Knowledge and experience in inclusive finance is an advantage

Cliquer ici pour télécharger le dossier complet d’appel d’offres

mbreton@woccu.org

Gerald Deslouches - GDeslouches@woccu.org

Answers to questions:
1) The software does not need to be linked to the operating system
2) Number of loans up to 4000 with potential growth
3) The implementation phase should not exceed January 10th 2020
4) Proposal and working language: French or English; work with partners French or Kreyol; software edited in French